Our Thoughts
We pride ourselves on staying ahead of industry news and trends, and on extracting clear and meaningful guidance from complicated topics.

Our Thoughts
We pride ourselves on staying ahead of industry news and trends, and on extracting clear and meaningful guidance from complicated topics.

Syzygy Insurance Co. v. Commissioner of Internal Revenue
What You Should Know Recently, the Courts ruled that Syzygy Insurance Company (“Syzygy”), a micro captive created by Highland Tank […]

5 Reasons to Consider an Integrated Workers’ Comp and Disability Program
For employers with robust benefits programs in place, an integrated approach is continuing to become an increasingly popular way to […]

4 Ways ADA Management is Like Raising a Pre-Teen
and this is one of the many reasons I love my work. One component of my role is assisting organizations […]

5 Questions to Answer Before Renewing Your Health Insurance Plan
Whether you’re an office manager, business owner, or a human resource or benefits professional, renewing your company’s health insurance plan […]

7 Ways Captives Provide Clients a Competitive Edge
A recent report from AM Best concluded that, based on their ratings, captive insurance companies outperformed commercial market carriers yet […]

What You Need to Know About RFPs
The Current State of ‘Employer vs. Insurance RFPs Employers today often find themselves undertaking a Request for Proposal (RFP). RFPs […]

Your 6-Step Plan to Captive Optimization
Captives should adapt to their parent companies’ changing risk profiles. Following this plan helps risk managers identify and execute necessary […]

When Was Your Captive’s Last Check-Up?
You’ve had your P&C captive for years and it has continued to perform well throughout. So, what next? How do […]

5 Potential Pitfalls of Voluntary Benefits & How to Avoid Them
The term voluntary benefits was coined long ago when employers fully funded (or significantly subsidized) core benefits and voluntary benefits […]