Bringing creativity to the world of insurance

It’s time to rethink traditional insurance solutions. That’s where we come in.

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Bending the insurance cost curve

Learn how alternative risk funding tactics like captives can help you take back control of your insurance programs.

Find out How

Delivering actuarial excellence

Our award-winning, certified actuaries across health, welfare, retirement and property & casualty are here to quantify your risk.

Explore Actuarial Services

Providing premier disability & absence management guidance

Our team will help you navigate the constantly evolving employee leave landscape.

Explore Absence Solutions

A bit about us

We are a multidisciplinary employee benefits and risk management consultancy.

We provide strategic consulting service to employers, captive owners and insurance companies. Our services expand across the risk management continuum and encompass Property and Casualty, Employee Benefits, Absence Management, and Actuarial Services.

Who We Are

Let’s tackle complex challenges together


Projected medical trend increase for 2024


Annual lost productivity costs for US employers due to chronic illnesses & injuries


Total U.S. spend on prescription drugs in 2023
Our Expertise

Here to help

Spring provides a full range of strategic and technical employee benefit consulting and actuarial services to employers; strategy and product development advice to insurance and financial institutions; and overall financing and funding solutions for benefit programs.


August 5, 2024 - August 8, 2024

DMEC Annual Conference

August 12, 2024 - August 15, 2024

VCIA Annual Conference

September 3, 2024 2:00 pm - 3:00 pm

Alera Group: Q3 Compliance Update

September 19, 2024

2024 Chicagoland Risk Forum

September 19, 2024 2:00 pm - 3:00 pm

Alera Group: Is Tech-Enabled Brokerage Right for You?

October 17, 2024 2:00 pm - 3:00 pm

Alera Group: Meeting the Needs of an Aging Workforce

November 21, 2024 2:00 pm - 3:00 pm

Alera Group: When Captive Insurance Makes Sense