Life and AD&D
A crucial element to a sound employee benefits program and one that can also be part of a strategic enterprise risk management program. Spring consultants work with clients to optimize group life and AD&D plans to help protect employees against premature death.
Plan Design
- Benchmarking
- Competitive Bidding
- Continuity of Coverage (wave of premium, continuation)
- Balance of Basic Supplemental Term vs. Whole Life
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Funding
- Non-participating
- Participating
- Flex Funding
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