Voluntary Employee Beneficiary Association (VEBA) and Trusts

Employers may look to offer employee benefits funded through a Voluntary Employee Beneficiary Association (VEBA) and other trusts. A VEBA is a form of a trust fund where Trust Owned Life Insurance (TOLI) or Trust Owned Health Insurance (TOHI) is purchased from a fronting company. The fronting company reinsures the program through a captive. We provide turnkey solutions through the use of VEBA's that allow for a cost savings.