A Look at Spring's Publications
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Funding Employee Benefits: A Risk Manager's Guide - Outlines the advantages to funding employee benefits in a captive arrangement and provides guidelines on how to structure this type of program.
Pension Research White Paper - Spring's pension research examines ways to use captive products to reduce funding and accounting volatility associated with pension plans, as well as avoid the problem of trapped assets and the expense of plan termination.
Healthcare Captive Opportunities White Paper - Outlines significant opportunities for healthcare captives and provides guidelines on how to implement these options. In addition to enhanced capital utilization, the knock-on benefits of adopting one or more of these strategies can be significant. They include a reduction of loss volatility through increased portfolio diversity, an increase in the captive's return on invested capital (ROIC), and lower risk transfer premiums.
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