Category Archives: Spring News

RIMS conferenceWe are happy to announce that Spring Senior Consultant, Ryan Ralston will be a presenter at this year’s prestigious RIMS Annual Conference and Exhibition.

RIMS is one of the largest annual industry conferences, attracting more than 350 exhibitors and 9,000 risk management and insurance professionals. This year’s event will run from April 27-30 and will take place at Colorado Convention Center in Denver, CO.

Ralston will join a panel discussion titled,  “Operating Your Captive as a Business” that will explore the creative use of insurance captives as revenue generating profit centers. The panel will explain how money generated from insurance operations, in addition to premium savings from captive, could be reallocated to sustain risk management education and staffing within your organization.

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retiree pension funding

We are happy to announced today that Spring has been issued U.S. Patent No. 8,676,686 for our Program for Alternative Funding of Employee and Retiree Benefits by the United States Patent and Trademark Office.

This patent marks the 5th that has been issued to Spring for our team’s trailblazing employee benefit funding strategies.

This most recent patent outlines Spring’s process for funding retiree benefits including pensions, defined contributions and other retirement programs through a partially, wholly or non-owned captive insurance company. The patent also outlines the process for terminating a pension plan, funding additional employee benefits through a captive and also the reinvestment of captive assets to generate additional assets.

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Spring creates innovative funding strategy in landmark case

Congratulations to Intel Corp, who recently received approval by the U.S. Department of Labor (DOL) of their application to fund their employee benefits in their captive.  Our team had submitted the application to the DOL on behalf of Intel.

Intel was seeking to reinsure their life and accidental death and dismemberment coverage through their existing Hawaii-based captive. They had received preliminary approval back on November 6, 2013.

More information about this development can be found in the April 10th Federal Register in Application No. L-11760.

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Karin Landry Spring Consulting GroupWe are happy to announce that Spring Managing Partner, Karin Landry, will be a presenter at this year’s National Captive Insurance Summit, hosted by American Conference Institute.

This year’s event will run from April 24-25th and take place at The Carlton Hotel in New York City.

Landry will be speaking about using captives to fund employee benefits. More specifically, the talk will cover working with the U.S. Department of Labor to write employee medical plans into a captive; the basics of forming a medical stop loss captive; and the overall benefits of forming a life and disability and ERISA-based benefit captives.

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Employee Benefits ConsultingWe are excited to announce that Spring Consultant Gary Gustafson will be participating in an upcoming seminar on the “Basics of Employee Health and Welfare Plans” presented by the New England Employee Benefits Council (NEEBC).

The day-long event will take place on April 3rd at the Waltham Woods Conference Center in Waltham, Massachusetts.

Gary’s presentation will cover the following topics:

  • -The workings of disability insurance
  • -Regulatory issues regarding disability and its administration
  • -The basics of life insurance and the various life insurance products
  • -The interaction of ADA with leave and disability management
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Spring 2013 Holiday Card Old State House Boston

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Actuarial FirmIt was announced yesterday that Spring has been awarded the “Actuarial Firm of the Year” U.S. Captive Service Award for 2013.

The U.S. Captive Service Awards are awarded annually, by the industry publication Captive Review, to recognize “excellence in the delivery and management of captive insurance and celebrate innovation, commitment and expertise in the captive insurance field.”

Our actuarial team assists organizations ranging from insurance carriers to Fortune 100 companies and their captives to local small businesses with critical services such as statistical and financial analysis, product development and pricing, growth strategy, reserving, financial projecting and compliance.

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spring health insurance cooperativeRecently, Spring Insurance CEO George Gonser sat down to explain the who, what, when, were, why and how of the Spring Health Insurance Cooperative.

The Spring Cooperative is currently open to members of any Massachusetts-based trade or industry organization with 50 employees or less.

In case you missed it, here is a recording of the session: 

If you would like more information or if you are interested in joining the Spring Cooperative please call 1.800.821.6033 or email us at  This email address is being protected from spambots. You need JavaScript enabled to view it. .

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